"The world is on the brink of a revolution in how we solve society’s toughest problems. The force capable of driving this revolution is ‘social impact investing’, which harnesses entrepreneurship, innovation and capital to power social improvement."

— G8 Social Impact Investment Taskforce (2014)


Our Mission StATEMENT

The Microlumbia Impact Fund supports financial inclusion in underserved communities
around the world, while educating and inspiring the next generation of impact investors.


We accomplish this mission by providing debt investments and pro-bono advisory services to
social enterprises and institutions focused on financial inclusion; offering due diligence
assistance to impact investment funds and their portfolio companies; and hosting educational
and networking events for our student members and broader Columbia University community.

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our INVESTMENT GUIDELINES

Business Model: For-profit or non-profit enterprises that promote financial inclusion through the provision of banking solutions and financial products or services, including micro-finance, small/medium enterprise lending, and financial services innovation and technology.

Company State: Early-stage companies with significant growth potential, or later-stage companies seeking to test new innovations or scale into new markets.

Geography: Underserved and underbanked markets across the globe, with a specific focus on developing nations and the United States.

Use of Proceeds: Funds to be used for on-lending purposes or initiatives that will directly promote financial inclusion, such as launching an innovative product/service.

Investment Capital: Typically $10,000 - $25,000, structured as direct debt investments.

Time Horizon: Typically less than two years.

Leadership: Management team with a passion to create a financially inclusive society, commitment to make a positive impact, confidence to execute the business plan, and a willingness to partner with
Microlumbia.


OUr 3-pronged approach

     EDUCATION   Through lecture series, speaker panels, conferences, newsletters, and other engagement activities, we provide opportunities for the Columbia University community at large to learn about impact investing, to network, and to find career opportunities in the field.

 

EDUCATION

Through lecture series, speaker panels, conferences, newsletters, and other engagement activities, we provide opportunities for the Columbia University community at large to learn about impact investing, to network, and to find career opportunities in the field.

     CONSULTING   We work with investees and other partners to design consulting and due diligence projects carried out by Columbia MBA students. Projects are typically three months long and culminate with consultants traveling and working internationally on site at no cost to partners.   

 

CONSULTING

We work with investees and other partners to design consulting and due diligence projects carried out by Columbia MBA students. Projects are typically three months long and culminate with consultants traveling and working internationally on site at no cost to partners.

 

     INVESTING   We make debt investments that support financial inclusion for un- and under-banked populations. We lend to diverse entities, including:  1. Microfinance institutions  2. Small enterprise lenders   3. Social enterprises focused on financial services innovation and technology  We maintain strong relationships with investees to help them develop and grow to scale.

 

INVESTING

We make debt investments that support financial inclusion for un- and under-banked populations. We lend to diverse entities, including:

1. Microfinance institutions
2. Small enterprise lenders  
3. Social enterprises focused on financial services innovation and technology

We maintain strong relationships with investees to help them develop and grow to scale.


Our Campus Affiliates

Microlumbia is affiliated with Columbia Business School's Social Enterprise Club as an experiential learning opportunity for students.

Microlumbia works closely with Pangea Global Advisors, also an affiliate of the International Development Club, to coordinate and execute consulting projects. Projects are funded by the Tamer Center for Social Enterprise.